Board of Directors

	David Anthony, (Date of birth 10/02/1947), Non-executive Chairman. Chairman of Audit Committee and member of Remuneration Committee. He is a chartered accountant and was previously chief executive officer of Hitachi Capital (UK) PLC and chairman of Hitachi Capital Vehicle Solutions Limited until 2010.
	Anthony Nelson, (Date of birth 23/10/1943), Non-executive director. Chairman of Remuneration Committee and member of Audit Committee. He is a member of The Association of Corporate Treasurers. After qualifying as a solicitor, he spent three years with Ford Credit in the UK and subsequently held a variety of increasingly senior management positions with two other multi-nationals. He was Chief Executive of McDonnell Douglas Bank from 1981 to 1993 and Chief Executive of Private & Commercial Finance Group plc from 1994 to 2008.
	Nick Winks, (Date of birth 30/01/1948), Non-executive director. Appointed as a non executive director in September 2011. Member of Audit and Remuneration Committees. He is an experienced businessman who has held senior positions in a wide range of businesses and who has a track record of implementing appropriate changes that significantly improve shareholder value.
	Scott Maybury, (Date of birth 09/04/1961), Chief Executive. Holds a degree in business studies. After qualifying as an accountant, he spent six years with BHP-Billiton, Australia’s largest multi-national corporation, and five years with McDonnell Douglas Bank.
	Robert Murray, (Date of birth 08/07/1960), Managing Director of the Business Finance and The Consumer Finance Divisions. Holds the ACIB Banking Diploma and has over thirty years banking and finance experience gained with Barclays Bank, Deutsche Bank, Canadian Imperial Bank of Commerce, McDonnell Douglas Bank and Private & Commercial Finance Group. He had been involved in lending to personal, corporate and sovereign customers and also has extensive skills in the appraisal and administration of a variety of financial portfolios.
	Zane Kerse, (Date of birth 24/08/1960), Finance Director. Has been a Chartered Accountant since qualifying with Price Waterhouse Coopers in 1989. He also worked in the retail motor and financial software industries before joining Private & Commercial Finance Group plc as Financial Controller in 2001.
Audit committee The Audit Committee consists of David Anthony, Anthony Nelson and Nicholas Winks. The Audit Committee meets twice a year and is responsible, inter alia, for ensuring that the financial performance of the group is properly reported and monitored and also for meeting the auditors and reviewing the reports from the auditors in relation to the financial statements and internal control systems. Remuneration Committee The Remuneration Committee consists of David Anthony, Anthony Nelson and Nicholas Winks. The Remuneration Committee is responsible, inter alia, for reviewing the performance of the executive directors and for setting the scale and structure of their remuneration and the basis of their service contracts, bearing in mind the interests of the shareholders.