Private & Commercial Finance Group plc is a long established AIM-listed finance house, helping consumers & businesses to acquire vehicles, plant and equipment.

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About Us

Vehicle & asset finance for over
60,000 customers
We offer both hire purchase and finance lease facilities to consumers and businesses throughout the UK. Over the last 20 years, we have helped over 60,000 customers with the finance of their vehicles, plant and equipment.
Finance portfolio of over £120 million Since our formation we have grown both organically and through acquisition. Today, we have a finance portfolio of over £120 million, 11,500 customers and employ 54 staff at our offices in Central London.
Journey to become a small specialist bank We were authorised in December 2016 to become a bank. We expect to be offering retail customers a range of savings products by summer 2017. Our development into a bank will allow us to better serve our existing customers as well as broaden our range of products and our customer base.
Independent and focussed on our customers One of our key strengths is our independence, which enables us to have short lines of communication and make decisions quickly. In particular, we have developed our own internet-based proposals system, eQuote, which allows us to process applications for finance quickly and efficiently. Read what our existing customers have to say by clicking here
Professional and experienced underwriting teams Our underwriters use their experience, skills and expertise to evaluate applications for finance on a case by case basis rather than use credit scorecards. Above all, our objectives are to be professional in everything we do and to offer a personal service to our customers so that we can build lasting relationships with them.


The companies within our group listed opposite are Authorised and regulated by the Financial Conduct Authority Private and Commercial Finance Company Limited (Registered in England – 01015704) - Firm Reference Number (FRN): 669329
PCF Credit Limited (Registered in England – 01775045) - Firm Reference Number (FRN): 683987
PCF Asset Finance Limited (Registered in England – 03766998)
 - Firm Reference Number (FRN): 682418
PCF Bank Limited (Registered in England – 02794633) - Firm Reference Number (FRN): 0747017
Board of Directors
Senior Management
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© PCFG 2015. Private & Commercial Finance Group plc.
Registered in England and Wales - company number 2863246. Registered offices are at Pinners Hall, 105-108 Old Broad Street, London EC2N 1ER
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